No, Manigo does not charge a fee for top ups via bank transfer but keep in mind third-party fees.
Topping up your account from a UK bank in GBP is free. If you transfer Euros and your bank is located in a SEPA (Single Euro Payments Area) participating country, then the transfer to your Manigo account will be free of charge as well. SEPA includes the 28 EU member states as well as Switzerland, Norway, Iceland, Liechtenstein, Monaco and San Marino.
If your bank is located outside of the EU or your bank account is not denominated in Euros, then your transfer will be sent via SWIFT (Society for Worldwide Interbank Financial Telecommunications). This means that you may be charged an international transfer fee by your bank and/or intermediary bank.
Going ahead with SWIFT transfers, there are a few things to keep in mind:
1. Your bank is likely to charge a fee to make a SWIFT transfer to Manigo.
2. When your money is in transit, it may be processed by an intermediary bank. They may also charge you a handling fee.
3. The amount you receive in your Manigo account therefore may be less than you sent.
4. We cannot provide accurate amount you would be charged, due to the fact that banks charge different amounts and are not always transparent.
If your top up is in a currency other than the currencies of your Manigo Wallet, your bank will convert the money for you using their exchange rate. This is unlikely to be the Manigo rate, and you may also be charged a conversion fee by the bank.